insurance analysis

The current economic environment has shown us the importance of receiving sound financial advice from trusted advisors. Our goal is to help you evaluate your insurance policies to ensure that they are still on track to meet your needs, whether they still fit your situation, and that they are priced in the most appropriate and competitive way. Part of the analysis is to obtain an “Inforce Ledger” of each policy, as well as a copy of the policy itself. We recommend that these reviews are annual, and will include a review of the projected performance, original underwriting level with an appraisal to determine if there has been any improvement in pricing, ownership structure and beneficiaries. Also, given the changes in the economy, evaluating the financial health of the carrier also comes into consideration.